Meet your Pals
A council of AI specialists — MoneyPal, HealthPal & StudyPal — gives kids advice in plain, friendly language.
AI pocket money for ages 8–17
Pocket money,
Pocket money,
with a brain.
BrainPal is the AI money app that helps Aussie kids earn, save, and spend smart — with a crew of AI Pals guiding every choice.
2,400+ Aussie families on the waitlist
HealthPal · Amber
That's your 2nd soft drink today
Swap for water? +30 🧠
Brain Points
+250 🧠
9:41
Hey Mia 👋
Your balance
Available · AUD
$42.50
•••• 8842
VISA
Today's quests
See all
🧹
+150
Tidy your room
+150 pts · approved
🎯
60%
AirPods goal
The problem
Kids get money. But not money sense.
Tap-to-pay makes spending invisible, and "be careful with money" isn't a lesson. BrainPal turns everyday spending, saving, and chores into bite-sized lessons — so good habits stick for life.
73%
of kids spend without thinking twice about cost or value.
1 in 3
parents say they have no visibility into kids' spending.
100%
of money decisions become a teachable moment with BrainPal.
Features
Everything kids need to get money-smart
A crew of AI Pals turns money into a game worth playing — and a skill that lasts.
Scan before you buy
Point the camera at any product and HealthPal gives a traffic-light verdict — green, amber or red — plus Brain Points.
Earn through chores
Parents set chores with rewards. AI photo-verifies completion, then parents approve and pay — no nagging required.
Save toward goals
Kids save Brain Points toward real goals — AirPods, a new game — with satisfying progress tracking that keeps them going.
Find Family
A live family map so everyone knows each other's safe — peace of mind built right in.
Ask anything by voice
Kids and parents just talk to their Pal — check balances, add chores, or top up, all hands-free.
Meet the Pals
A whole crew in your kid's corner
Each Pal is a friendly AI specialist. Together they turn everyday moments into smart, money-savvy habits.
MoneyPal
The budgeting buddy
Breaks down saving, spending, and goals in plain language — and cheers on every smart choice.
"Skip the impulse buy and you'll hit your AirPods goal by Friday!"
HealthPal
The scan-and-decide pal
Scan any product for a traffic-light verdict, so kids learn to weigh value and wellbeing before they buy.
Green light
· good pick!
StudyPal
The homework hero
Turns reading, homework, and learning streaks into Brain Points — so effort always gets rewarded.
"Finished your reading? That's +120 Brain Points. Nice work! 🎉"
How it works
Smart money in three steps
From setup to spending — guided every step of the way. 1 Brain Point = 1 cent.
1
Parent sets up & tops up
Create the family account and add funds in AUD. Set chores, limits, and approvals.
2
Kid earns Brain Points
Smart choices and completed chores earn Brain Points, verified by AI and approved by parents.
3
Kid saves & spends
Points become real spending power — used wisely with a Pal's guidance and parental control.
This week
Chores approved
12 paid · $48
New request
Mia · $5 spend
Parent dashboard
Good morning, Sarah
Family balance (AUD)
$128.40
Pending approvals
🧺
Mia · Laundry
Photo verified ✓
🐕
Jack · Walk dog
Photo verified ✓
For Parents
Control and visibility, with total peace of mind
You're always in the driver's seat. Approve every payout, set the rules, and watch good habits grow.
- Full approvals — nothing moves without your yes.
- Real-time visibility — see every chore, save, and spend.
- Easy top-ups in AUD — fund the account in seconds.
For Kids
An app kids actually want to open
Friendly Pals, daily streaks, real goals, and rewards that feel earned. Money, but make it fun.
- 🤖Fun AI Pals who explain money in plain language.
- 🔥Streaks & Brain Points that reward smart choices.
- 🎁Real goals & rewards worth saving toward.
🔥
Streak
5 days
🏆
Badge unlocked
Super Saver
Hey Jack! 🔥 5-day streak
Brain Points
3,180 🧠
= $31.80 AUD
🎮 New game goal
$59$31.80 of $59 saved · keep going!
💬
MoneyPal: "Skip the impulse buy and you'll hit your goal by Friday!"
Safety & trust
The AI guides. Parents stay in control.
BrainPal's AI never moves money on a kid's command. Kids earn and request — parents approve and pay. Money always stays under parental control, and your family's data stays private.
Kids earn, parents approve
No payout happens without a parent's explicit yes.
Bank-grade security
Encryption and strict controls protect every cent.
Privacy-first
Your family's data is never sold. Ever.
Parental control
Limits, approvals, and visibility — always on.
Loved by families
Parents across Australia trust BrainPal
★★★★★
"My 11-year-old finally gets that money runs out. The chore approvals are brilliant — no more arguments about pocket money."
Emma M.
Parent · Melbourne, VIC
★★★★★
"The scan feature is a hit. My kids actually ask HealthPal before buying snacks now. Never thought I'd see the day."
Daniel K.
Parent · Brisbane, QLD
★★★★★
"Knowing I approve every cent gives me total peace of mind. The kids think it's a game — I know it's teaching real skills."
Sarah R.
Parent · Perth, WA
FAQ
Questions, answered
Everything Aussie parents ask before bringing BrainPal home.
What ages is BrainPal for?
BrainPal is built for kids aged 8–17. The Pals adapt their guidance to your child's age, so younger kids get simple nudges and teens get deeper money lessons.
Can the AI spend my money?
Never. The AI only guides and suggests. Kids earn and request, but no money moves without a parent's explicit approval. You stay in control of every cent.
How do Brain Points work?
Kids earn Brain Points for completed chores and smart choices. The maths is simple: 1 Brain Point = 1 cent. Points turn into real, parent-approved spending power in AUD.
Is my family's data safe?
Yes. BrainPal uses bank-grade encryption and is built privacy-first. We never sell your family's data — and you control what's shared, always.
When does BrainPal launch?
We're rolling out to Aussie families soon. Join the waitlist below to get early access and be first to bring BrainPal home.
Give your kids a head start with money.
Join the waitlist for early access. Be first to bring BrainPal home to your family.
No spam. We'll only email about early access. 🇦🇺